Can I get pre-approved?
Yes, Affirm does offer pre-approval.
Do I get my purchase right away?
Yes you do! Affirm extends you credit and pays Oar Board® right away so this means that your order ships just like if you paid using any other form of payment.
I was denied or the down-payment is too much, can Oar Board® help?
Unfortunately, Oar Board® doesn’t have any input on the credit process, it is done solely by Affirm. If you have any questions then contact them at email@example.com.
Why was I prompted to pay a down payment with a debit card?
Affirm tries hard to approve every purchase but sometimes can’t approve the full amount. When this happens, Affirm provides a debit card down payment option so that you may still complete your purchase right away.
Why was I prompted for a checking account?
Affirm sometimes requires additional information to consider credit application. Such information may include an active checking account, which helps Affirm verify your identity and your ability to repay the requested loan. If they prompt you for this information but you are unable to provide it, Affirm will be unable to approve your credit application.
Who is eligible for the Affirm payment option?
Affirm is only offered to individuals in the United States with a United States mobile number, shipping address, and Social Security Number (SSN).
Does Affirm perform a credit check?
Affirm performs a ‘soft’ credit check to help verify your identity and determine your eligibility for financing. This ‘soft’ credit check will not affect your credit score. If you apply for more loans, Affirm may perform additional ‘soft’ credit checks to ensure that we offer you the best financing options possible.